For those able to access it, affordable credit can be a really useful way of acquiring furniture without entering into financial difficulty. It is especially important in tackling the Poverty Premium - whereby low-income households pay more for essential goods and services.
You can read more about FRC Group's attempt to enter the affordable credit market and take on the established Rent-to-Own market here.
Use Find Your Credit Union's search tool to find your nearest credit union.
Fair for You is an alternative to high-cost weekly payment stores and offers flexible credit. You pay what you can afford, when you can afford it and the faster you pay it off, the less you pay.
Smarter Buys works in partnership with a number of social landlords to offer tenants a responsible, affordable finance alternative to high-cost high street stores.